I just got a new puppy. Is pet insurance worth it?

Hey everyone, I just got an adorable 10-week-old Golden Retriever puppy and I’m trying to decide if I should get pet insurance right away. It seems like there are so many options out there, like Spot, Fetch, Trupanion, Lemonade, Healthy Paws, Pets Best, and Embrace. I’m a bit overwhelmed and wondering what your experiences have been. Is pet insurance really worth the cost, especially for a young, healthy puppy? Any advice would be greatly appreciated!