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I had a terrible time with a fire claim on my Lemonade renter’s insurance. It’s been three months since the fire, and my lawyer and I are still fighting to get a payout. Meanwhile, other people in my building with Lemonade already received their payments, even though my loss of use agreement is higher.
My experience with Lemonade auto insurance has been awful. I was initially quoted $573 for six months, but every month since then, I’ve been charged an extra $40-$95, even though I don’t drive very much. This bait-and-switch makes me regret switching from my previous insurer.
I filed a claim with Lemonade for my dog’s non-pre-existing condition, supported by my vet, and they still denied it. This made me believe that their pet insurance might not be as reliable as it seems.
When I had a fire in my apartment building and filed a claim with Lemonade, my adjuster was constantly unavailable and gave me incorrect information. They even told me I would get nothing for loss of use, but I eventually received a payout, showing they didn’t know what they were doing. The whole process took a long time and was incredibly frustrating.
I had a renter’s insurance claim with Lemonade after a fire, and despite the vendor estimating my clothing and electronics loss at $9-$11k a month ago, I received $0 for loss of use because they said I hadn’t reached my $2,500 deductible. This felt unfair since the personal property damage clearly exceeded the deductible.
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