Is pet insurance a waste of money? I want to hear from real pet owners.

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    HuskyInterpretation
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    I had a terrible experience with ASPCA insurance. I had at least 30 days processing time for every claim, and they repeatedly asked for the same documents. For one ER visit that cost over $3,000, I faced constant delays and conflicting reasons for the lack of processing. This taught me the importance of not just price, but also the reliability of the insurance company.

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